Alerts:

Harmonization need of the mortgage credit legislation for the attainment of a real mortgage market positive for consumers.

It is impossible for the non-payment of one installment the resolution of the contract.

The important increase of the housing price in many European countries supposed the existence of mortgage credits up to 40 years.

Different legislation on mortgage credits in European countries avoids the offer from other countries, thus reducing competence, which damages consumers.

Action plan :

http://europa.eu.int/comm/internal_market/finservices-retail/home-loans/index_fr.htm

http://europa.eu.int/comm/internal_market/finservices-retail/home-loans/index_en.htm

Working groups :

Forum of mortgage credit
Crédit hypothécaire Forum Group

Results :

Conclusions