Alerts:

The aggressive financial publicity and the increase of the standard of life in many countries produce an enormous increase of the consumers indebtedness, that in bearish economic cycles will produce an increase of dilatoriness and social exclusion which must be avoided or reduced at least.

It is impossible for the non-payment of one installment the resolution of the contract.

The aggressive financial publicity is prevailing in all the European countries, which is not becoming general with the same speed are protection systems for consumers, that more developped countries have and from arise these financial offers. It is necessary to create a homogenous protection of consumers in Europe through a Directive on over-indebtedness.

Action plan :

Working groups :

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Conclusions