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European Legislation of Consumer
credit
- Council
Directive 87/102/EEC of 22 December 1986 for the approximation of
the laws, regulations and administrative provisions of the Member
States concerning consumer credit
[Spanish]
- [German]
- [Italian]
- [Greek]
- [French]
- Council
Directive 90/88/EEC of 22 February 1990 amending Directive 87/102/EEC
for the approximation of the laws, regulations and administrative
provisions of the Member States concerning consumer credit
[Spanish]
- [German]
- [Italian]
- [Greek]
- [French]
- Directive
98/7/EC of the European Parliament and of the Council of 16 February
1998 amending Directive 87/102/EEC for the approximation of the
laws, regulations and administrative provisions of the Member States
concerning consumer credit
[Spanish]
- [German]
- [Italian]
- [Greek]
- [French]
- Directive
2002/65/EC of the European Parliament and of the Council of 23 September
2002 concerning the distance marketing of consumer financial services
and amending Council Directive 90/619/EEC and Directives 97/7/EC
and 98/27/EC
[Spanish]
- [German]
- [Italian]
- [Greek]
- [French]
Spanish Legislation
of Consumer credit
-
Title V of the Commerce Code, about the commercial loans. Articles
from 311 to 324, Royal Decree of 22 August of 1985.
- Law
3/1994 of 14 April, that adapts the Spanish legislation in regard
to Credit Institutions subject, to the second directive of banking
coordination.
- Law
7/1995, of 23 March, about Consumer Credit.
- Law
28/1998, of 13 July. Law of hire purchase of personal property.
-
Law 62/2003 of 30 December, about measure of a fiscal, administrative
and social nature. (Law that accompanies the 2004 National Budget);
it modifies the Law 7/1995, of consumer credit.
- Royal
Decree 84/1993, of 22 January. Regulation that develops the Law
13/1989, of 26 May, of co-operative credit unions.
-
Royal Decree 2660/1998, of 14 December, of foreign currency exchange
in commercial establishments, opened to the public and different
from credit institutions
-
Ministerial Order of 25 March of 1991 about the credit system in
the stock-exchange cash operations.
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