BANKING AND INSURANCE PRODUCTS
ACTIVITIES: DOSSIER OF LEGISLATION

 

Index

12th SUBJECT: Codes of conduct, transparency and self-regulation

DOCUMENTS


- OECD Principles to companies government.

- Report about the Juridical Regime of commerce practice in Spain. By José Massaguer, Professor of Mercantile Law and Felipe Palau Permanent Professor of Mercantile Law , at the request of the National Institute of Consumption, Barcelona, August 2002

- Advertising behaviour code. By the Spanish Association of Advertisement self-control.

- Advertising behaviour code of Investment and Pension Funds. By INVERCO Association.

- Behaviour codes in the sector of Private Schools. ADICAE Technical Team, "La Economía de los Consumidores" no 21 May 2003

- Self-Regulation in the strategic plans of consumer protection in Spain. Co-operation Commission of Consumption. Department of Health and Consumption.

NATIONAL LEGISLATION

- Self-Regulation and transparency. Law 26/2003, of 17 July, about transparency of quoting limited liability companies.

- Behaviour codes in the insurance sector. Order ECO/3721/2003, of 23 December, that approves the behaviour code for the mutual insurance companies and mutual companies of social prevention with regard to temporary financial investments

- General Behaviour Code to the Members of the CNVM (Comisión Nacional del Mercado de Valores)


EUROPEAN LEGISLATION

- GREEN PAPER on European Union Consumer Protection (presented by the Commission)

- Behaviour Codes, non-compulsory orientations and participation of the interested parties.

- Unfair practice and self-control codes. Proposal for a Directive of the European Parliament and of the Council concerning unfair business-to-consumer commercial practices in the Internal Market and amending directives 84/450/EEC, 97/7/EC and 98/27/EC (the Unfair Commercial Practices Directive) {SEC (2003) 724}



DICTA AND PROPOSALS

- Self-Regulation: Advantages and Disadvantages. By Mario Frota Professor of the de la University of Coimbra (Portugal). Journal “Estudios sobre Consumo”, issued by the National Institute of Consumption


This project is being sponsored by the DG SANCO of the European Commission and the National Institute of Consumption of Spain.
   
 
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