BANKING AND INSURANCE PRODUCTS
ACTIVITIES: DOSSIER OF LEGISLATION

 


Index

2ND SUBJECT: Consumer Credit

DOCUMENTS

- Consumer Credit in Spain. D. Roberto García Martínez, permanent professor of Civil Law of the University of Zaragoza and member of the judirical advisory team of ADICAE.

- The consumption arbitration system and the consumer credit. Analysis elaborated by the Technical Team of ADICAE.

- The financing to consumption in the contracting of continued services. By D. Manuel Jesús Marín López, permanent professor of Civil Law. UCLM. A typical affair: the closing of the English Schools and the protection of the students. Doctrinal analysis

- The closing of the English Schools and the protection of the students. Jurisprudencial analysis. By D. Vicent Bellido, Lawyer of ADICAE Comunidad Valenciana.


NATIONAL LEGISLATION

- Selection of articles of the Consumer Credit Law. - Law 7/1995, of 23 March, about Consumer Credit of 23rd March.
- Binding of the credit in continued services. Revision of the Consumer Credit Law in the Law that accompanies the general budget of the State 2004

- The Spanish regulation of contracts and credit. Selection of articles of the Spanish Civil Code.

- Law of hire purchase and consumer credit. Law 28/1998, of 13 July. Law of hire purchase of personal property.


EUROPEAN LEGISLATION

- Selection of articles of the Directive about Consumer Credit. Directive 87/102/EEC of the Council, of 22nd December 1986 concerning consumer credit

- Proposal of modification of the Consumer Credit Directive. Commission of the European Community - Brussels, 11.9.2002 COM(2002) 443 final 2002/0222 (COD). Proposal of Directive of the European Parliament and of the Council, concerning the harmonisation of legal, regulating and administrative dispositions of the Member States in relation to consumer credit.


DICTA AND PROPOSALS


- Dicta and proposals of ADICAE and the CCU to the Draft Directive of consumer credit.


This project is being sponsored by the DG SANCO of the European Commission and the National Institute of Consumption of Spain.
   
 
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