BANKING AND INSURANCE PRODUCTS
ACTIVITIES: DOSSIER OF LEGISLATION

 


Index

9th SUBJECT: Guarantee Funds of financial services.

DOCUMENTS


- Deposits Guarantee Funds in the 2002 year. ADICAE Technical Team

- Controls on the solvency of insurance companies. ADICAE Technical Team


NATIONAL LEGISLATION

- Deposits Guarantee Funds: solvency and confidence of the credit institutions. Royal Decree-Law 4/1980, of 28 March, that provides juridical personality to the Deposit Guarantee Fund and other complementary measures.

- Regime of Guarantee of Deposits in Saving Banks and Credit Mutual Credit Companies. Royal Decree-Law 18/1982, of 24 September, on private banks, saving banks and mutual credit companies.

- Legal regulation of the Investment Guarantee Fund. Article 77 of the - Law 24/1988, of 28 July 1988, of Stock Market (modified by Law 37/1998, of 16 November 1998).

- System of indemnity to investors. - Royal Decree 948/2001, of 3 August, about systems of indemnity to investors



EUROPEAN LEGISLATION

- European Regulation on Deposits Guarantee. Directive 94/19/EC of the European Parliament and of the Council of 30 May 1994 on deposit-guarantee schemes.

- Indemnity to investors in the European Regulation. Directive 97/9/EC of the European Parliament and of the Council of 3 March 1997 on investor-compensation schemes



DICTA AND PROPOSALS

- Guarantee Funds in the Spanish legal system. ADICAE Technical Team

- Insurance Guarantee Regimes.(Extract from the Discussion Document for the third meeting of the Team Work – January of 2003)



This project is being sponsored by the DG SANCO of the European Commission and the National Institute of Consumption of Spain.
   
 
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