BANKING AND INSURANCE PRODUCTS
Agenda of the Symposium of 28 Nov 2003

 

 

AGENDA :
CONSUMER CREDIT AND THE “LANGUAGE SCHOOLS” CRISIS
Madrid, 28th November 2003

9:00-9:30 Hs.: Participants Registration and Support Material Delivery
9:30-10:00 Hs.: Symposium Opening.

- D. Pablo Vázquez Vega, General Undersecretary Ministry of Health and Consumption
- Dña. Pilar Fabregat, Chief of a main directorate of Consumption and Attention to the citizen (National Institute of Consumption)
- D. Manuel Pardos, President of ADICAE (Spanish Association of Consumers and Users of Banks, Saving Banks, Insurance and Financial Products)
- Dña. Edda Castelló. Leader of the Cabinet of Juridical and Financial Services of Verbraucher-Zentrale Hamburg

 
10:00-11:30 Hs.: Speech

Closing of languages schools and protection of students: doctrinal and jurisprudencial analysis

-D. Manuel Jesús Marín López. Permanent Professor of Civil Law of the University of Castilla La Mancha (Spain)
11:30-12:00 Hs.: Coffee Break
12:00-13:30 Hs.: First Panel

Judicial and extrajudicial actions in the affair of English Schools

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Agreements and negotiation with Banks and Saving Banks. Consumption Arbitration System. Good practice Code with the sector of private schools (CECAP). The Debtors Registration and the performing of Banks. The regulation and performance of Public Administrations in relation to non regulated teaching.

Presentation and Chairperson: D. Jorge Solanas, Jurista, Presidente de AICEC-ADICAE

- D. Enrique Bel, General Assistant director of Arbitration and Consumption (National Institutite of Consumption). Representative of the Main directorate of Consumption of the Government of Aragon.
- D. Heliodoro Jiménez Peral, President of the Spanish Confederation of Private Schools (CECAP)

13:30-14:30 Hs.: Second Panel
The draft of the new Directive of Consumer Credit.
Proposals of reform: Positions of ADICAE and of the Council of Consumers and Users of Spain.
Proposal of reform of the Spanish Law of Consumer Credit.


Presentation and Chairperson: D. Roberto García, Professor of Banking and Stock Exchange of the University of Zaragoza (Spain)

Dña. Nuria Antón, Manager of the Regulation Area (National Institute of Consumption)
- D. Fernando Herrero, Economist, Vice-president of ADICAE
- D. Juan Aguado-Urkiola, Lawyer of the OCU (Spanish Organization of Consumers and Users), Spanish Representative in the European Committee of Consumers
- Representative of INKA Association (Greece)
- Representative of Movimento Consumatori Association (Italy)

14:30-16:00 Hs.: Working lunch
16:00-17:30 Hs.: Third Panel
Situation and characteristics of the judicial proceedings in the language schools Affairs: Opening, Aidea, Oxford, Cambridge, Wall Street, Sylvan y Brighton

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Class actions or collective actions according to the new Civil Suit Law (LEC), penal actions and previous jurisprudence.

Presentation and Chairperson: D. Carlos Arjona, ADICAE-Extremadura Coordinator
- D. Fernando Pozo, National Juridicial Adviser of ADICAE. Opening
- D. Jose Carlos Morón Rubio (FACUA)
- D. Vicent Bellido, Lawyer ADICAE Comunidad Valenciana. Cambridge
- Dª Laia Costa, Lawyer AICEC-ADICAE. Oxford
- D. Agenor Gómez, Lawyer ADICAE-Galicia. Wall Street
- D. Alejandro Rojas, Lawyer of the Association of Damaged by Brighton. Judiciary Representative

17:30-18:30 Hs.: Conclusions and Closing
Perspectives of the affair and multilateral coordination of the damaged consumers defence
Presentation and Chairperson: D. Manuel Pardos, President of ADICAE
Dña. Olga Ruiz Legido, in charge of the juridical cabinet (FACUA)
D. Enrique García López. Institutional Relations (OCU)
Dña. Ana Isabel Móner Romero. Leader of the Juridical Cabinet (AVACU)
D. Santiago Luengo. President of the Association of Damaged Consumers of Opening de Madrid-ADICAE

DATE AND PLACE OF THE CONGRESS
28th November 2003
MALUQUER Room
Institute of Health Management
C/Alfonso XI, 1 28071 MADRID
(Ancient INSALUD Building on the corner of
c/ Alcala next to Cibeles Square)

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This project is being sponsored by the DG SANCO of the European Commission and the National Institute of Consumption of Spain.
   
 
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