Mortgage credit:
Requirements and obstacles for the European legislative harmonization.

Buying a house is for European people the most important investment in their lives. For that reason, it is important not to rush and take our time to find the house that best fits our needs and pockets.

Furthermore, buying a house involves the use of one of the most important banking products in the world: the mortgage credit, because few people have enough money to pay the whole amount in cash. Even when someone has the money, it is more convenient to get a mortgage credit for tax purposes. This article makes an interesting study about one question forgotten by the European Union: the creation of a single European mortgage market favourable to consumers.